Are You 5–10 Years from Retirement? Here’s What You Need to Start Thinking About Now
Retirement may still feel a few years away, but if you’re between 55 and 65, now is the time to get serious about your plan! The decisions you make today can impact your lifestyle, your legacy, and your peace of mind for decades to come.
At Wisdom Financial Partners, we work with people just like you in the Tampa Bay area and beyond—those who’ve worked hard, saved consistently, and now want clarity about what’s next.
Here are a few key areas to start evaluating:
1. Do You Know Your Retirement Number?
How much will you need to retire comfortably? It’s not just about a lump sum—it’s about understanding your income needs, healthcare costs, and lifestyle goals. Knowing your number brings clarity and confidence.
2. Are Your Investments Retirement-Ready?
Your portfolio may need to shift from growth-focused to income-focused. Are you protected from market swings? Is your risk level aligned with your retirement timeline?
3. What’s Your Social Security Strategy?
Many people leave money on the table by claiming too early—or too late. Timing your benefits can significantly impact your monthly income for life.
4. Have You Considered Healthcare and Long-Term Care?
Medicare doesn’t cover everything. Planning ahead for healthcare expenses and long-term care is essential to protecting your assets.
5. Do You Have a Tax Strategy?
You’ve saved in IRAs and 401(k)s—now it’s time to think about how and when to withdraw those funds efficiently. A good tax plan can save you thousands over time.
Preparing for retirement doesn’t have to feel overwhelming. A solid strategy can turn uncertainty into peace of mind.
Already feeling the urge to talk to someone? You’re not alone. Many people just like you reach out after realizing it’s time for a plan they can feel good about.
📞 Schedule your complimentary call with a local advisor who understands your goals, your lifestyle, and your future. Let’s make your retirement as rewarding as your career has been.
