What Retirement Really Costs When You Want to Enjoy It

You’ve worked hard for decades, and now it’s your time. Time to travel, spend weekends with the grandkids, take the boat out more often, and catch every football game without worrying about Mondays.

But retirement isn’t free — and even the most relaxing version still comes with real expenses. In fact, the first few years of retirement are usually the most expensive. Why? Because you’re finally doing the things you’ve dreamed about.

Here are just a few things many retirees forget to budget for:

• Travel costs (even short weekend getaways add up)

• Home maintenance & upgrades

• RV payments or boat repairs

• Pet care costs

• Gameday outings or tailgating supplies

You don’t have to downsize your lifestyle — you just need to plan for it.